FERS Disability Retirement Guidelines

The Federal Employees Retirement System (FERS) disability retirement is offered to individuals who are covered under the program but became physically and mentally incapacitated while they are still working. Nonetheless, the disabled individuals have certain guidelines to adhere to in order to file for and claim the benefits. Below are some of the specifications set for the FERS disability retirement program:


  • The applicant must have worked in FERS-accredited federal civilian service for at least 18 months.
  • The applicant must submit his application before he leaves the service or after, provided that the application is submitted within one year after the date of his separation from the service.
  • Proof of a medical examination must state that the severity of the impairment remains to affect the patient for up to a year or more.
  • The applicant must file and must be eligible for Social Security disability benefits.


To apply for the FERS disability retirement benefits, the eligible person is required to fill out and complete Form SF 3112, Documentation in Support of Disability Retirement, and Form SF 3107, Application for Immediate Retirement. Applicants who are under 62 years of age must submit the documentation they submitted when they filed for Social Security disability benefits.

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